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Car Insurance Myths

December 30th, 2009 admin No comments

As with everything, there are common misconceptions with insurance. Car insurance especially. We’ll discuss just a few of the big ones, so in case you were wondering…after this, you won’t be.

#1 – Your credit score has no affect on your insurance rate.

Not true. It actually does come into play, and insurers to take it into consideration. When you’re first purchasing, changing or even adding new coverage.

#2 – If my friend borrows my car and gets in an accident, it’s their fault.

False again. It’s your car, so therefore it is your responsibility. Regardless of who was driving, you still run the risk of it going on YOUR record and YOUR premium going up. Though, there are loop holes. If the damage exceeds your limits your friends insurance could act as excess.

#3 – If I drive a red car, my insurance goes up…

How many times have you heard that the red sports car insurance is higher than the average? That may very well be true. But it wouldn’t be because of the color. Your rate is determined by many factors (year, model, make, engine size…etc) but color is not one of them.

#4 – I just paid my premium. So now my car is insured and I’m good to go!

True! Kinda…It’s required by most insurance companies that you notify them or an agent a few days after your purchase.

#5 – Even if I don’t have comprehensive, I’m still covered for wind, hail-stones, and theft.

Sorry, but no. Just because you have collision does not mean that you are covered. Collision is simply for driving accidents, anything more involved is covered under comprehensive.

About Florey Insurance

December 23rd, 2009 admin No comments

The Florey Insurance Agency, Inc. has been in business for 39 years. It was started after I was employed by Aetna Casualty and Surety Insurance Company for five years as a senior underwriter, which is a person that evaluates all the company’s new business and helps the insurance agencies with controlling their business. We are located in Clarks Summit, Pennsylvania, having started in the back room of my home. Today we have over 7000 customers and cover the entire state of Pennsylvania.

We handle all forms of insurance; both in the personal lines of automobile, home, life, health and annuities, and commercial liability, workman’s compensation, automobile, truck etc.. We have grown from one company and being a one man operation to over 14 employees and over 20 automobile and home companies and many life and health companies as well. Our agency has been selected to be a signature agent (only one percent of the agents in the country are awarded this honor) because of our service and performance. We have also been named a key agent for the same reasons.

We have been rated by most companies as the number one producer in this area. One of the reasons for these honors are that most of the staff has been in the insurance business for over 20 years.

The main objective for our agency to exist is to give the customer the best price in the area where he/she resides.

We have many programs that other agencies do not. We have kiosks, agent cams and we also have younger people in the agency that are ready to serve you and to carry this insurance business to future heights.

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Agent Man Christmas Special

December 23rd, 2009 admin No comments

Christmas is here and everyone is looking for a cheer. A smile can make a difference is someone’s life. Christmas is all about love and caring, and family. However, Christmas is one of the holidays that everyone expends a lot of money. Therefore everyone wants to save money on just about anything. This is why Florey Insurance Agency is trying to reach out to you. To let you know how you can save money on your insurance, because “The Floreys” know that these times can be tough. With more than 30 companies, you can be sure that we can help you save money

Holiday Gift From Florey!

December 14th, 2009 admin No comments

Si usted habla espanol, podemos ayudarle! Tenemos personas que hablan espanol! Llame hoy y pregunte por Hector.

In these hard economic times, money is always tight. And right around the holidays it gets a lot tighter. Some gifts here, cards there…things sure add up pretty quick! Florey is an agency who can relate to all of our customers. We know what it’s like and we love to help you when the going gets tough! There’s no better time to get insured by us. We’ll save you money quickly and hassle-free! Any time you hop onto our website you will see the option to get a free quote. There’s no reason you shouldn’t at least SEE what you could be saving. Who knows it might be some incentive to keep a couple extra hundred dollars in that wallet of yours. For the holiday season we have a full staff who is ready to help you in every way they can, and with over 35 available discounts and cooperation of multiple companies its easy for us to help you out! Also, here at Florey we like to consider ourselves “technologically advanced” (haha). We have a couple locations that hold our Insurance Kiosks where you can go to access our free quote service and speak to a licensed agent via webcam! This option is also available to those who would rather deal from home. If you don’t have computer access we still make housecalls and take regular phone calls. Any way you wish to do it, we’re here to accommodate you. So keep us in mind! www.floreyinsurance.com

Saving You Money, Just In Time For the Holidays!

December 5th, 2009 admin 1 comment

Florey has always been reputable for being fair. Whether it be in regards to our pricing, to our committed agents, or to you…the valued customer. Here at Florey, we work very closely with over 40 different companies. Many of which  you may have heard of (Progressive, MetLife, SafeCo). Having access to all of these providers offers us the opportunity to share them with you. What exactly does this mean? It means that we can insure just about anyone. It doesn’t matter if your child is a brand new driver, we’ll find a good AFFORDABLE plan for you to work with. This also goes for the older, wiser people in our family.  We have many different and again, affordable, programs for seniors. Inclusive of one we like to call the Senior Assistance Program. Our friendly agents our at your will 6 days a week, from office or from home (Hablamos Espanol, tambien!). So no matter who you are, or where you are in your walks of life, chances are that we can find you a great deal on great coverage.

Agent Man Series Begins Today

November 6th, 2009 admin No comments

The Agent Man series begins today. The Agent Man show its brought to you by Florey Insurance Agency. The purpose of this show is to make you aware that there are that are trying to help you save lots of  money on your car insurance, homeowner’s insurance, business insurance, boat insurance among many others. In this economy, we need a hero that has the courage   to help us save money on our insurance. That hero its Agent  man. For more info on Agent man and to see what he has to offer visit www.floreyinsurance.com

Categories: General Tags:

Are your kids like this? Then you need to get Homeowner’s Insurance

October 19th, 2009 admin No comments

Some of our children like to play in the house, some enjoy breaking things in our house. Sometimes they go over board with the type of games they play. However, if your child plays like this one, you should considered getting a homeowner’s insurance. SAVING UP TO 70% ON YOU HOMEOWNER’S INSURANCE, Florey has help many family protect their assets, and Florey Insurance Agency would like to help you protect yours. Visit us at www.floreyinsurance.com or call us at 1800-231-3227 to get a FREE QUOTE

Shark attact, get your life insurance

October 19th, 2009 admin No comments

This is why you need life insurance!! Sometimes you do not know what can happen, so you need to be prepare for the unexpected. Florey Insurance Agency can help you save up to 70% on your life insurance and other insurance that you may want or need. For example, car insurance, health insurance, business insurance and many others.

Los seguros de carros mas baratos en Pennsylvania

August 26th, 2009 admin 7 comments

Los seguros de carros mas baratos en pennsylvania se encuentran en Florey Insurance Agency. Florey Insurance puede ayudarle ahorrar mucho dinero en su seguro de carro. Como tambien puede ayudarle a ahorrar en su seguro de vida, seguro de casa, y tambien seguro medicos.

HAGA CLICK AQUI PARA QUE COMIENSE AHORRAR

Sellersville PA, Shrewsbury PA, State College PA, Titusville PA, Uniontown PA, Warren PA, Washington PA, and West Chester PA

August 17th, 2009 admin 1 comment

Can you emagen being in a car accident and not have insurance, or not having the right coverages that would cover you and your family. Do you think is worthed? Well, if you think that you are not happy with the coverages that you have, then is time for you to come visit Florey Insurance Agency. Offering one of the best customers services, with the best coverages in the area of Pennsylvania, Florey is located in Clarks summit, PA. The agency is more then happy to serve the townships of Sellersville PA, Shrewsbury PA, State College PA, Titusville PA, Uniontown PA, Warren PA, Washington PA, and West Chester PA.

SAVE UP TO 70% PERCENT NOW ON YOUR CAR INSURANCE, HOME INSURANCE, OR ANY OTHER INSURANCE

Categories: General Tags: